Read an early settlement offer slowly

DRAMATIZATION -- NOT (THE) (AN) ACTUAL EVENT
Early offers are common after a collision with a commercial vehicle, and they are usually made before anyone knows what the medical picture actually is.
The question worth asking about any early offer is not whether the number sounds large. It is whether anyone yet knows what the injury will cost over a lifetime.
This post is general information about Alabama law. It is not legal advice, it does not address the facts of any particular case, and reading it does not create an attorney-client relationship.